Financial Meals is a new brand on the online loan market. The lender provides fast payday for a period of 10, 15, 20, 25, 30 days, for the amount from 200 PLN to 3000 PLN. The company operates based on the provisions of Polish law, specified in particular in the Civil Code and the Act on Consumer Credit. Finansoweposilki.pl is a new product of Mała Pożyczka, which also manages the Pożyczka Plus brand. Firma Mała Pożyczka Sp. z oo was established in Lithuania in 2010 and has been systematically expanding its operations ever since. At present, it operates in such countries as the Czech Republic, Lithuania, Latvia and of course Poland. During its activity, it was awarded with the following certificates: Rzetelna Firma, Firma Wiarygodna Finansowo and Loan Institution of the Year 2016. Mała Pożyczka also belongs to the Association of Loan Companies.
Conditions for obtaining a loan in Financial meals
Finansoweposilki.pl are targeting people aged 21-73. Loans are granted for a maximum of PLN 3000, to be repaid within 30 days. However, the first free payday is only up to PLN 3,000, but it is absolutely free, at no extra cost. The terms of obtaining a loan in financial meals are simple. Just:
- Have a cell phone
- Have a bank account with your own name
- Fill out the registration form, such as in Plus Loan
- Transfer a registration fee of 1 groszy from your own bank account
- Wait for posting the fee and verifying the data
Information about positive verification is received by the customer via SMS, and the loan is immediately transferred to a bank account.
Take a free 3000 PLN
Registration in Financial Meals
A person with Polish citizenship who resides in Poland may apply for a loan in financial meals. Another condition is the age of the borrower – payday loans are given to people aged between 21 and 73. In addition, the person applying for the loan can not be included in the debtors’ registers (ERIF and KRD).
Costs of prompts at Finansoweposilki.pl
If the repayment date is not met, the customer is obliged to pay the loan amount, plus a commission for granting the loan and the costs of calls for payment and possible debt collection proceedings. The debt collection and reminders include: reminders sent in SMS messages, reminders sent via email, written requests for payment sent by registered mail, or telephone reminders. Interest for untimely payment of the loan is calculated in the amount of maximum interest specified in art. 359 § 2 (1) of the Civil Code, ie four times the Lombard loan amount of the National Bank of Poland.